Why join Cape? Cape is building the first spend management platform that issues virtual corporate cards designed to help every company strengthen and improve their cash flow by providing full visibility and control around all purchasing so that they can cut wasteful spending and the time taken on financial administration work. We’re just getting started and we’re looking for people to join our team who are as passionate as we are to build the platform that releases business owners from the sleepless nights caused by cashflow worries so that they can focus on what really matters - growing their business and taking care of their people. Risk at Cape As an early member of Cape's Risk Operations, you will drive operational initiatives related to underwriting, financial risk management, and fraud. This role requires an understanding of underwriting processes and the ability to analyze risk vectors such as credit, money laundering and financial crimes/fraud risks. We take our responsibility to serve our customers’ and our commitment to improving their financial health seriously, so our approach is anchored in data-driven and systematic decisions, so we are looking for a data and tech savvy operator.
What You’ll Do • Drive risk management operations to underwrite businesses requesting Cape’s corporate card product • Implement risk metric monitoring by researching/resolving risk events and developing levers that mitigate risk factors • Review suspicious account activities, analyze trends, and take measures to deter fraud attacks • Drive Cape’s customer experience by diving deep into the flow of funds (bank account management, repayments, chargebacks, etc.) with cross-functional partners in Finance, Operations, Product, & Engineering • Research emerging underwriting and fraud trends to innovate on Cape's decisioning systems, AML/CTF/Financial crimes policies and procedures
Requirements • Minimum 3 years of experience in Risk/Underwriting Operations or Fraud Management • Experience within consumer/corporate cards, payments, lending, or related industries • Excellent written and verbal communication skills
Bonus Points • Experience in risk systems like Provenir and FrankieOne • Experience in high growth startups • Experience building complex financial products • Knowledge of SQL, Python, or R
Nothing for you at this point? Worry not! We’re always searching for great minds and unique skills, and love a good CV and to chat with new people. Send over your details and we’ll drop you a line once we’ve got something interesting for you.
Cape is a trading name of Cape Technologies PTY LTD. We are registered in Australia (Australian Company Number 644 524 336). Our registered office address is WOTSO Manly, 19-21 South Steyne, Manly, NSW 2095